APR Calculator

Determine the annual percentage rate (APR) on loans with our online tool.

APR Calculator

Loan Amount

, ,

Interest Rate

, ,

Loan Term

years

, , , , ,

months

, , ,

Compound

Pay Back

Loaned Fees

Upfront Fees

House Value

, ,

Down Payment

, ,

Interest Rate

, ,

Loan Term

years

, ,

Loan Fees

Points

PMI

$ per year

There was an error with your calculation.

Result

Real APR	5.219%
Amount Financed	$100,000.00
Upfront Out-of-Pocket Fees	$1,000.00
Payment Every Month	$1,060.66
Total of 120 Payments	$127,278.62
Total Interest	$27,278.62
All Payments and Fees	$128,278.62

Real APR	5.848%
Loan Amount	$280,000.00
Down Payment	$70,000.00
Monthly Pay	$3,038.74
Total of 120 Payments	$364,648.80
Total Interest	$84,648.13
PMI (0 months)	$0.00/month
Total PMI Payments	$0.00
All Payments and Fees	$367,648.80

Interest

Principal

Fees

№	BEGINNING BALANCE	INTEREST	PRINCIPAL	ENDING BALANCE
1	$100,000.00	$416.67	$643.99	$99,356.01
2	$99,356.01	$413.98	$646.67	$98,709.34
3	$98,709.34	$411.29	$649.37	$98,059.97
4	$98,059.97	$408.58	$652.07	$97,407.90
5	$97,407.90	$405.87	$654.79	$96,753.11
6	$96,753.11	$403.14	$657.52	$96,095.60
7	$96,095.60	$400.40	$660.26	$95,435.34
8	$95,435.34	$397.65	$663.01	$94,772.33
9	$94,772.33	$394.88	$665.77	$94,106.56
10	$94,106.56	$392.11	$668.54	$93,438.02
11	$93,438.02	$389.33	$671.33	$92,766.69
12	$92,766.69	$386.53	$674.13	$92,092.56
13	$92,092.56	$383.72	$676.94	$91,415.62
14	$91,415.62	$380.90	$679.76	$90,735.87
15	$90,735.87	$378.07	$682.59	$90,053.28
16	$90,053.28	$375.22	$685.43	$89,367.84
17	$89,367.84	$372.37	$688.29	$88,679.55
18	$88,679.55	$369.50	$691.16	$87,988.40
19	$87,988.40	$366.62	$694.04	$87,294.36
20	$87,294.36	$363.73	$696.93	$86,597.43
21	$86,597.43	$360.82	$699.83	$85,897.60
22	$85,897.60	$357.91	$702.75	$85,194.85
23	$85,194.85	$354.98	$705.68	$84,489.17
24	$84,489.17	$352.04	$708.62	$83,780.56
25	$83,780.56	$349.09	$711.57	$83,068.99
26	$83,068.99	$346.12	$714.53	$82,354.45
27	$82,354.45	$343.14	$717.51	$81,636.94
28	$81,636.94	$340.15	$720.50	$80,916.44
29	$80,916.44	$337.15	$723.50	$80,192.94
30	$80,192.94	$334.14	$726.52	$79,466.42
31	$79,466.42	$331.11	$729.55	$78,736.87
32	$78,736.87	$328.07	$732.58	$78,004.29
33	$78,004.29	$325.02	$735.64	$77,268.65
34	$77,268.65	$321.95	$738.70	$76,529.95
35	$76,529.95	$318.87	$741.78	$75,788.17
36	$75,788.17	$315.78	$744.87	$75,043.30
37	$75,043.30	$312.68	$747.97	$74,295.32
38	$74,295.32	$309.56	$751.09	$73,544.23
39	$73,544.23	$306.43	$754.22	$72,790.01
40	$72,790.01	$303.29	$757.36	$72,032.65
41	$72,032.65	$300.14	$760.52	$71,272.13
42	$71,272.13	$296.97	$763.69	$70,508.44
43	$70,508.44	$293.79	$766.87	$69,741.57
44	$69,741.57	$290.59	$770.07	$68,971.51
45	$68,971.51	$287.38	$773.27	$68,198.23
46	$68,198.23	$284.16	$776.50	$67,421.74
47	$67,421.74	$280.92	$779.73	$66,642.00
48	$66,642.00	$277.68	$782.98	$65,859.02
49	$65,859.02	$274.41	$786.24	$65,072.78
50	$65,072.78	$271.14	$789.52	$64,283.26
51	$64,283.26	$267.85	$792.81	$63,490.46
52	$63,490.46	$264.54	$796.11	$62,694.34
53	$62,694.34	$261.23	$799.43	$61,894.91
54	$61,894.91	$257.90	$802.76	$61,092.16
55	$61,092.16	$254.55	$806.10	$60,286.05
56	$60,286.05	$251.19	$809.46	$59,476.59
57	$59,476.59	$247.82	$812.84	$58,663.75
58	$58,663.75	$244.43	$816.22	$57,847.53
59	$57,847.53	$241.03	$819.62	$57,027.90
60	$57,027.90	$237.62	$823.04	$56,204.87
61	$56,204.87	$234.19	$826.47	$55,378.40
62	$55,378.40	$230.74	$829.91	$54,548.49
63	$54,548.49	$227.29	$833.37	$53,715.12
64	$53,715.12	$223.81	$836.84	$52,878.27
65	$52,878.27	$220.33	$840.33	$52,037.94
66	$52,037.94	$216.82	$843.83	$51,194.11
67	$51,194.11	$213.31	$847.35	$50,346.77
68	$50,346.77	$209.78	$850.88	$49,495.89
69	$49,495.89	$206.23	$854.42	$48,641.47
70	$48,641.47	$202.67	$857.98	$47,783.49
71	$47,783.49	$199.10	$861.56	$46,921.93
72	$46,921.93	$195.51	$865.15	$46,056.78
73	$46,056.78	$191.90	$868.75	$45,188.03
74	$45,188.03	$188.28	$872.37	$44,315.66
75	$44,315.66	$184.65	$876.01	$43,439.65
76	$43,439.65	$181.00	$879.66	$42,560.00
77	$42,560.00	$177.33	$883.32	$41,676.67
78	$41,676.67	$173.65	$887.00	$40,789.67
79	$40,789.67	$169.96	$890.70	$39,898.97
80	$39,898.97	$166.25	$894.41	$39,004.56
81	$39,004.56	$162.52	$898.14	$38,106.43
82	$38,106.43	$158.78	$901.88	$37,204.55
83	$37,204.55	$155.02	$905.64	$36,298.91
84	$36,298.91	$151.25	$909.41	$35,389.50
85	$35,389.50	$147.46	$913.20	$34,476.30
86	$34,476.30	$143.65	$917.00	$33,559.30
87	$33,559.30	$139.83	$920.82	$32,638.48
88	$32,638.48	$135.99	$924.66	$31,713.81
89	$31,713.81	$132.14	$928.51	$30,785.30
90	$30,785.30	$128.27	$932.38	$29,852.92
91	$29,852.92	$124.39	$936.27	$28,916.65
92	$28,916.65	$120.49	$940.17	$27,976.48
93	$27,976.48	$116.57	$944.09	$27,032.39
94	$27,032.39	$112.63	$948.02	$26,084.37
95	$26,084.37	$108.68	$951.97	$25,132.40
96	$25,132.40	$104.72	$955.94	$24,176.47
97	$24,176.47	$100.74	$959.92	$23,216.55
98	$23,216.55	$96.74	$963.92	$22,252.63
99	$22,252.63	$92.72	$967.94	$21,284.69
100	$21,284.69	$88.69	$971.97	$20,312.72
101	$20,312.72	$84.64	$976.02	$19,336.70
102	$19,336.70	$80.57	$980.09	$18,356.62
103	$18,356.62	$76.49	$984.17	$17,372.45
104	$17,372.45	$72.39	$988.27	$16,384.18
105	$16,384.18	$68.27	$992.39	$15,391.79
106	$15,391.79	$64.13	$996.52	$14,395.27
107	$14,395.27	$59.98	$1,000.67	$13,394.59
108	$13,394.59	$55.81	$1,004.84	$12,389.75
109	$12,389.75	$51.62	$1,009.03	$11,380.72
110	$11,380.72	$47.42	$1,013.24	$10,367.48
111	$10,367.48	$43.20	$1,017.46	$9,350.02
112	$9,350.02	$38.96	$1,021.70	$8,328.33
113	$8,328.33	$34.70	$1,025.95	$7,302.37
114	$7,302.37	$30.43	$1,030.23	$6,272.15
115	$6,272.15	$26.13	$1,034.52	$5,237.62
116	$5,237.62	$21.82	$1,038.83	$4,198.79
117	$4,198.79	$17.49	$1,043.16	$3,155.63
118	$3,155.63	$13.15	$1,047.51	$2,108.13
119	$2,108.13	$8.78	$1,051.87	$1,056.25
120	$1,056.25	$4.40	$1,056.25	$0.00