SIP Сalculator

Plan and calculate returns on systematic investment plans (SIPs) easily.

SIP Сalculator

Investment Amount

$ per month

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Investment Period

years

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Annual Returns

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Result

Expected Amount: $278,657.27

Amount Invested: $120,000.00

Wealth Gain: $158,657.27

Amount Invested

Returns

#	Duration	SIP Amount	Future Value
1	5 years	$1,000.00	$89,681.69
2	8 years	$1,000.00	$185,936.57
3	10 years	$1,000.00	$278,657.27
4	12 years	$1,000.00	$403,584.60
5	15 years	$1,000.00	$676,863.09
6	18 years	$1,000.00	$1,104,255.30

What is an Online SIP Calculator?

An Online SIP (Systematic Investment Plan) Calculator is a financial tool that helps investors estimate the future value of their investments made through a SIP. SIP is a method of investing a fixed amount of money regularly (monthly or quarterly) into mutual funds or other investment vehicles. The calculator takes into account factors such as the investment amount, expected rate of return, and the investment duration to calculate the estimated returns from the SIP over time.

How to Use an Online SIP Calculator?

Enter Monthly Investment Amount:
- Input the amount you plan to invest regularly (monthly) in your SIP.
Set the Expected Rate of Return:
- Enter the expected annual return rate (in percentage) that you anticipate from the mutual fund or investment vehicle. This is typically based on historical returns or the investment's potential.
Choose the Investment Tenure:
- Specify the duration of the SIP investment, which can range from a few months to several years.
Calculate:
- After entering the required information (monthly investment, expected return rate, and tenure), click the “Calculate” button. The SIP calculator will then calculate the total amount invested, the expected returns, and the final corpus at the end of the investment period.
Review Results:
- The calculator will provide you with a summary of your SIP investment, including the final corpus (amount), total invested amount, and the interest gained over the investment period.

Frequently Asked Questions-

What is an SIP?
- A Systematic Investment Plan (SIP) is a method of investing a fixed amount of money regularly (monthly or quarterly) into mutual funds. SIP helps in disciplined investing and averaging the cost of investments over time, making it ideal for long-term wealth accumulation.
How do I calculate the returns on my SIP?
- The returns on SIP are calculated based on the amount invested, the rate of return, and the duration of the investment. SIP calculators use a formula that factors in compounding interest over the investment period to provide an estimate of the final corpus.
What is the expected return rate for SIP?
- The expected return rate for SIPs can vary depending on the mutual fund or investment vehicle you choose. Historically, equity-based SIPs can offer returns between 10-15% annually, but returns are never guaranteed and can fluctuate based on market conditions.
Can I adjust my SIP amount or tenure later?
- Yes, you can adjust your SIP amount or tenure at any time. Increasing the SIP amount or extending the tenure can result in higher returns over time, but it's important to evaluate your financial goals and risk tolerance before making changes.
What are the advantages of using an SIP calculator?
- Using an SIP calculator helps in understanding the potential growth of your investments. It allows you to plan your financial future more effectively by estimating the returns and final corpus. It also helps you decide on the right SIP amount, rate of return, and tenure based on your financial goals.