Investment Calculator
Calculate investment returns and growth rates with ease using our calculator.
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Investment
Interest
Principal
Contributions
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5 yr
10 yr
15 yr
# | BEGINNING BALANCE | INTEREST | CONTRIBUTION | ENDING BALANCE |
---|---|---|---|---|
1 | $23,383.75 | $1,300.67 | $2,400.00 | $23,700.67 |
2 | $27,293.12 | $1,528.92 | $2,400.00 | $27,629.59 |
3 | $31,443.61 | $1,771.24 | $2,400.00 | $31,800.83 |
4 | $35,850.10 | $2,028.52 | $2,400.00 | $36,229.35 |
5 | $40,528.37 | $2,301.66 | $2,400.00 | $40,931.01 |
6 | $45,495.18 | $2,591.65 | $2,400.00 | $45,922.66 |
7 | $50,768.34 | $2,899.52 | $2,400.00 | $51,222.18 |
8 | $56,366.73 | $3,226.38 | $2,400.00 | $56,848.56 |
9 | $62,310.42 | $3,573.41 | $2,400.00 | $62,821.97 |
10 | $68,620.70 | $3,941.83 | $2,400.00 | $69,163.80 |
11 | $75,320.19 | $4,332.98 | $2,400.00 | $75,896.79 |
12 | $82,432.88 | $4,748.26 | $2,400.00 | $83,045.05 |
13 | $89,984.28 | $5,189.15 | $2,400.00 | $90,634.20 |
14 | $98,001.42 | $5,657.23 | $2,400.00 | $98,691.43 |
15 | $106,513.05 | $6,154.18 | $2,400.00 | $107,245.61 |
# | BEGINNING BALANCE | INTEREST | CONTRIBUTION | ENDING BALANCE |
---|---|---|---|---|
1 | $20,000.00 | $100.00 | $200.00 | $20,300.00 |
2 | $20,300.00 | $101.50 | $200.00 | $20,601.50 |
3 | $20,601.50 | $103.01 | $200.00 | $20,904.51 |
4 | $20,904.51 | $104.52 | $200.00 | $21,209.03 |
5 | $21,209.03 | $106.05 | $200.00 | $21,515.08 |
6 | $21,515.08 | $107.58 | $200.00 | $21,822.65 |
7 | $21,822.65 | $109.11 | $200.00 | $22,131.76 |
8 | $22,131.76 | $110.66 | $200.00 | $22,442.42 |
9 | $22,442.42 | $112.21 | $200.00 | $22,754.63 |
10 | $22,754.63 | $113.77 | $200.00 | $23,068.41 |
11 | $23,068.41 | $115.34 | $200.00 | $23,383.75 |
12 | $23,383.75 | $116.92 | $200.00 | $23,700.67 |
Year 1 End | ||||
13 | $23,700.67 | $118.50 | $200.00 | $24,019.17 |
14 | $24,019.17 | $120.10 | $200.00 | $24,339.27 |
15 | $24,339.27 | $121.70 | $200.00 | $24,660.96 |
16 | $24,660.96 | $123.30 | $200.00 | $24,984.27 |
17 | $24,984.27 | $124.92 | $200.00 | $25,309.19 |
18 | $25,309.19 | $126.55 | $200.00 | $25,635.74 |
19 | $25,635.74 | $128.18 | $200.00 | $25,963.92 |
20 | $25,963.92 | $129.82 | $200.00 | $26,293.73 |
21 | $26,293.73 | $131.47 | $200.00 | $26,625.20 |
22 | $26,625.20 | $133.13 | $200.00 | $26,958.33 |
23 | $26,958.33 | $134.79 | $200.00 | $27,293.12 |
24 | $27,293.12 | $136.47 | $200.00 | $27,629.59 |
Year 2 End | ||||
25 | $27,629.59 | $138.15 | $200.00 | $27,967.73 |
26 | $27,967.73 | $139.84 | $200.00 | $28,307.57 |
27 | $28,307.57 | $141.54 | $200.00 | $28,649.11 |
28 | $28,649.11 | $143.25 | $200.00 | $28,992.36 |
29 | $28,992.36 | $144.96 | $200.00 | $29,337.32 |
30 | $29,337.32 | $146.69 | $200.00 | $29,684.00 |
31 | $29,684.00 | $148.42 | $200.00 | $30,032.42 |
32 | $30,032.42 | $150.16 | $200.00 | $30,382.59 |
33 | $30,382.59 | $151.91 | $200.00 | $30,734.50 |
34 | $30,734.50 | $153.67 | $200.00 | $31,088.17 |
35 | $31,088.17 | $155.44 | $200.00 | $31,443.61 |
36 | $31,443.61 | $157.22 | $200.00 | $31,800.83 |
Year 3 End | ||||
37 | $31,800.83 | $159.00 | $200.00 | $32,159.84 |
38 | $32,159.84 | $160.80 | $200.00 | $32,520.63 |
39 | $32,520.63 | $162.60 | $200.00 | $32,883.24 |
40 | $32,883.24 | $164.42 | $200.00 | $33,247.65 |
41 | $33,247.65 | $166.24 | $200.00 | $33,613.89 |
42 | $33,613.89 | $168.07 | $200.00 | $33,981.96 |
43 | $33,981.96 | $169.91 | $200.00 | $34,351.87 |
44 | $34,351.87 | $171.76 | $200.00 | $34,723.63 |
45 | $34,723.63 | $173.62 | $200.00 | $35,097.25 |
46 | $35,097.25 | $175.49 | $200.00 | $35,472.74 |
47 | $35,472.74 | $177.36 | $200.00 | $35,850.10 |
48 | $35,850.10 | $179.25 | $200.00 | $36,229.35 |
Year 4 End | ||||
49 | $36,229.35 | $181.15 | $200.00 | $36,610.50 |
50 | $36,610.50 | $183.05 | $200.00 | $36,993.55 |
51 | $36,993.55 | $184.97 | $200.00 | $37,378.52 |
52 | $37,378.52 | $186.89 | $200.00 | $37,765.41 |
53 | $37,765.41 | $188.83 | $200.00 | $38,154.24 |
54 | $38,154.24 | $190.77 | $200.00 | $38,545.01 |
55 | $38,545.01 | $192.73 | $200.00 | $38,937.73 |
56 | $38,937.73 | $194.69 | $200.00 | $39,332.42 |
57 | $39,332.42 | $196.66 | $200.00 | $39,729.08 |
58 | $39,729.08 | $198.65 | $200.00 | $40,127.73 |
59 | $40,127.73 | $200.64 | $200.00 | $40,528.37 |
60 | $40,528.37 | $202.64 | $200.00 | $40,931.01 |
Year 5 End | ||||
61 | $40,931.01 | $204.66 | $200.00 | $41,335.66 |
62 | $41,335.66 | $206.68 | $200.00 | $41,742.34 |
63 | $41,742.34 | $208.71 | $200.00 | $42,151.05 |
64 | $42,151.05 | $210.76 | $200.00 | $42,561.81 |
65 | $42,561.81 | $212.81 | $200.00 | $42,974.62 |
66 | $42,974.62 | $214.87 | $200.00 | $43,389.49 |
67 | $43,389.49 | $216.95 | $200.00 | $43,806.44 |
68 | $43,806.44 | $219.03 | $200.00 | $44,225.47 |
69 | $44,225.47 | $221.13 | $200.00 | $44,646.60 |
70 | $44,646.60 | $223.23 | $200.00 | $45,069.83 |
71 | $45,069.83 | $225.35 | $200.00 | $45,495.18 |
72 | $45,495.18 | $227.48 | $200.00 | $45,922.66 |
Year 6 End | ||||
73 | $45,922.66 | $229.61 | $200.00 | $46,352.27 |
74 | $46,352.27 | $231.76 | $200.00 | $46,784.03 |
75 | $46,784.03 | $233.92 | $200.00 | $47,217.95 |
76 | $47,217.95 | $236.09 | $200.00 | $47,654.04 |
77 | $47,654.04 | $238.27 | $200.00 | $48,092.31 |
78 | $48,092.31 | $240.46 | $200.00 | $48,532.77 |
79 | $48,532.77 | $242.66 | $200.00 | $48,975.44 |
80 | $48,975.44 | $244.88 | $200.00 | $49,420.31 |
81 | $49,420.31 | $247.10 | $200.00 | $49,867.42 |
82 | $49,867.42 | $249.34 | $200.00 | $50,316.75 |
83 | $50,316.75 | $251.58 | $200.00 | $50,768.34 |
84 | $50,768.34 | $253.84 | $200.00 | $51,222.18 |
Year 7 End | ||||
85 | $51,222.18 | $256.11 | $200.00 | $51,678.29 |
86 | $51,678.29 | $258.39 | $200.00 | $52,136.68 |
87 | $52,136.68 | $260.68 | $200.00 | $52,597.36 |
88 | $52,597.36 | $262.99 | $200.00 | $53,060.35 |
89 | $53,060.35 | $265.30 | $200.00 | $53,525.65 |
90 | $53,525.65 | $267.63 | $200.00 | $53,993.28 |
91 | $53,993.28 | $269.97 | $200.00 | $54,463.25 |
92 | $54,463.25 | $272.32 | $200.00 | $54,935.56 |
93 | $54,935.56 | $274.68 | $200.00 | $55,410.24 |
94 | $55,410.24 | $277.05 | $200.00 | $55,887.29 |
95 | $55,887.29 | $279.44 | $200.00 | $56,366.73 |
96 | $56,366.73 | $281.83 | $200.00 | $56,848.56 |
Year 8 End | ||||
97 | $56,848.56 | $284.24 | $200.00 | $57,332.81 |
98 | $57,332.81 | $286.66 | $200.00 | $57,819.47 |
99 | $57,819.47 | $289.10 | $200.00 | $58,308.57 |
100 | $58,308.57 | $291.54 | $200.00 | $58,800.11 |
101 | $58,800.11 | $294.00 | $200.00 | $59,294.11 |
102 | $59,294.11 | $296.47 | $200.00 | $59,790.58 |
103 | $59,790.58 | $298.95 | $200.00 | $60,289.53 |
104 | $60,289.53 | $301.45 | $200.00 | $60,790.98 |
105 | $60,790.98 | $303.95 | $200.00 | $61,294.94 |
106 | $61,294.94 | $306.47 | $200.00 | $61,801.41 |
107 | $61,801.41 | $309.01 | $200.00 | $62,310.42 |
108 | $62,310.42 | $311.55 | $200.00 | $62,821.97 |
Year 9 End | ||||
109 | $62,821.97 | $314.11 | $200.00 | $63,336.08 |
110 | $63,336.08 | $316.68 | $200.00 | $63,852.76 |
111 | $63,852.76 | $319.26 | $200.00 | $64,372.02 |
112 | $64,372.02 | $321.86 | $200.00 | $64,893.88 |
113 | $64,893.88 | $324.47 | $200.00 | $65,418.35 |
114 | $65,418.35 | $327.09 | $200.00 | $65,945.45 |
115 | $65,945.45 | $329.73 | $200.00 | $66,475.17 |
116 | $66,475.17 | $332.38 | $200.00 | $67,007.55 |
117 | $67,007.55 | $335.04 | $200.00 | $67,542.59 |
118 | $67,542.59 | $337.71 | $200.00 | $68,080.30 |
119 | $68,080.30 | $340.40 | $200.00 | $68,620.70 |
120 | $68,620.70 | $343.10 | $200.00 | $69,163.80 |
Year 10 End | ||||
121 | $69,163.80 | $345.82 | $200.00 | $69,709.62 |
122 | $69,709.62 | $348.55 | $200.00 | $70,258.17 |
123 | $70,258.17 | $351.29 | $200.00 | $70,809.46 |
124 | $70,809.46 | $354.05 | $200.00 | $71,363.51 |
125 | $71,363.51 | $356.82 | $200.00 | $71,920.33 |
126 | $71,920.33 | $359.60 | $200.00 | $72,479.93 |
127 | $72,479.93 | $362.40 | $200.00 | $73,042.33 |
128 | $73,042.33 | $365.21 | $200.00 | $73,607.54 |
129 | $73,607.54 | $368.04 | $200.00 | $74,175.58 |
130 | $74,175.58 | $370.88 | $200.00 | $74,746.46 |
131 | $74,746.46 | $373.73 | $200.00 | $75,320.19 |
132 | $75,320.19 | $376.60 | $200.00 | $75,896.79 |
Year 11 End | ||||
133 | $75,896.79 | $379.48 | $200.00 | $76,476.27 |
134 | $76,476.27 | $382.38 | $200.00 | $77,058.65 |
135 | $77,058.65 | $385.29 | $200.00 | $77,643.95 |
136 | $77,643.95 | $388.22 | $200.00 | $78,232.17 |
137 | $78,232.17 | $391.16 | $200.00 | $78,823.33 |
138 | $78,823.33 | $394.12 | $200.00 | $79,417.44 |
139 | $79,417.44 | $397.09 | $200.00 | $80,014.53 |
140 | $80,014.53 | $400.07 | $200.00 | $80,614.60 |
141 | $80,614.60 | $403.07 | $200.00 | $81,217.68 |
142 | $81,217.68 | $406.09 | $200.00 | $81,823.77 |
143 | $81,823.77 | $409.12 | $200.00 | $82,432.88 |
144 | $82,432.88 | $412.16 | $200.00 | $83,045.05 |
Year 12 End | ||||
145 | $83,045.05 | $415.23 | $200.00 | $83,660.27 |
146 | $83,660.27 | $418.30 | $200.00 | $84,278.58 |
147 | $84,278.58 | $421.39 | $200.00 | $84,899.97 |
148 | $84,899.97 | $424.50 | $200.00 | $85,524.47 |
149 | $85,524.47 | $427.62 | $200.00 | $86,152.09 |
150 | $86,152.09 | $430.76 | $200.00 | $86,782.85 |
151 | $86,782.85 | $433.91 | $200.00 | $87,416.77 |
152 | $87,416.77 | $437.08 | $200.00 | $88,053.85 |
153 | $88,053.85 | $440.27 | $200.00 | $88,694.12 |
154 | $88,694.12 | $443.47 | $200.00 | $89,337.59 |
155 | $89,337.59 | $446.69 | $200.00 | $89,984.28 |
156 | $89,984.28 | $449.92 | $200.00 | $90,634.20 |
Year 13 End | ||||
157 | $90,634.20 | $453.17 | $200.00 | $91,287.37 |
158 | $91,287.37 | $456.44 | $200.00 | $91,943.81 |
159 | $91,943.81 | $459.72 | $200.00 | $92,603.53 |
160 | $92,603.53 | $463.02 | $200.00 | $93,266.54 |
161 | $93,266.54 | $466.33 | $200.00 | $93,932.88 |
162 | $93,932.88 | $469.66 | $200.00 | $94,602.54 |
163 | $94,602.54 | $473.01 | $200.00 | $95,275.55 |
164 | $95,275.55 | $476.38 | $200.00 | $95,951.93 |
165 | $95,951.93 | $479.76 | $200.00 | $96,631.69 |
166 | $96,631.69 | $483.16 | $200.00 | $97,314.85 |
167 | $97,314.85 | $486.57 | $200.00 | $98,001.42 |
168 | $98,001.42 | $490.01 | $200.00 | $98,691.43 |
Year 14 End | ||||
169 | $98,691.43 | $493.46 | $200.00 | $99,384.89 |
170 | $99,384.89 | $496.92 | $200.00 | $100,081.81 |
171 | $100,081.81 | $500.41 | $200.00 | $100,782.22 |
172 | $100,782.22 | $503.91 | $200.00 | $101,486.13 |
173 | $101,486.13 | $507.43 | $200.00 | $102,193.56 |
174 | $102,193.56 | $510.97 | $200.00 | $102,904.53 |
175 | $102,904.53 | $514.52 | $200.00 | $103,619.05 |
176 | $103,619.05 | $518.10 | $200.00 | $104,337.15 |
177 | $104,337.15 | $521.69 | $200.00 | $105,058.83 |
178 | $105,058.83 | $525.29 | $200.00 | $105,784.13 |
179 | $105,784.13 | $528.92 | $200.00 | $106,513.05 |
180 | $106,513.05 | $532.57 | $200.00 | $107,245.61 |
Year 15 End |
What is an Online Investment Calculator?
An Online Investment Calculator is a tool that helps you calculate the potential future value of an investment based on factors such as initial investment, interest rate, investment duration, and the frequency of contributions. It allows you to project how much your investment could grow over time, helping you plan your financial goals effectively. This tool can be used for a variety of investments, including savings accounts, retirement funds, stock market investments, and more.
How to Use an Online Investment Calculator?
Enter the Initial Investment:
- Input the amount of money you initially invest (the principal or starting amount).
Input the Expected Rate of Return:
- Enter the expected annual rate of return (as a percentage). This could be based on historical returns for a particular investment type (e.g., stocks, bonds, etc.).
Choose the Investment Period:
- Select the number of years you plan to invest. This could range from a few months to several decades, depending on your financial goals.
Add Regular Contributions (Optional):
- If you plan to make additional contributions (e.g., monthly or yearly deposits), enter the amount and frequency of these contributions.
Select the Compound Frequency:
- Choose how often the interest is compounded (annually, quarterly, monthly, etc.). The more frequently the interest is compounded, the greater the growth of your investment.
Click "Calculate":
- After entering all your details, click the "Calculate" button to view the future value of your investment.
Review the Results:
- The calculator will provide an estimate of how much your investment will be worth at the end of the selected period, along with a detailed breakdown of your returns over time.
Frequently Asked Questions-
What is compound interest, and why is it important for my investment?
- Compound interest is the interest earned not only on the initial investment but also on any interest that has already been added to the principal. It is important because it helps your investment grow at an accelerating rate over time, significantly increasing the future value of your investment.
How accurate are the results from an online investment calculator?
- The results from an online investment calculator are based on the input you provide, including estimated rates of return and contribution amounts. While they give a good estimate, actual results may vary depending on factors like market performance, changes in interest rates, and investment fees.
Can I use an investment calculator for different types of investments?
- Yes, online investment calculators can be used for various types of investments, such as savings accounts, stocks, bonds, retirement funds, and real estate. The key is to input the appropriate interest rate and time frame for your investment type.
What is the difference between simple interest and compound interest in an investment?
- Simple interest is calculated only on the principal amount, while compound interest is calculated on both the principal and the accumulated interest. Compound interest results in faster growth because interest is earned on interest over time.
How can I use the investment calculator to plan for my retirement?
- You can use the calculator to estimate how much your current savings and future contributions will grow over time. By adjusting the rate of return, contribution amounts, and time horizon, you can determine if you're on track to meet your retirement goals and make adjustments if needed.