Business Loan Calculator

Estimate business loan payments and costs easily with our calculator.

Business Loan Calculator

Fees

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Result

Payback Every Month: $593.51

Total of 120 Loan Payments: $71,221.06

Interest: $21,221.06

Interest + Fee: $25,721.06

Real Rate (APR): 9.69%

Interest

Principal

Fee

# BEGINNING BALANCE INTEREST PRINCIPAL ENDING BALANCE
1 $50,000.00 $312.50 $281.01 $49,718.99
2 $49,718.99 $310.74 $282.77 $49,436.23
3 $49,436.23 $308.98 $284.53 $49,151.69
4 $49,151.69 $307.20 $286.31 $48,865.38
5 $48,865.38 $305.41 $288.10 $48,577.28
6 $48,577.28 $303.61 $289.90 $48,287.38
7 $48,287.38 $301.80 $291.71 $47,995.67
8 $47,995.67 $299.97 $293.54 $47,702.13
9 $47,702.13 $298.14 $295.37 $47,406.76
10 $47,406.76 $296.29 $297.22 $47,109.55
11 $47,109.55 $294.43 $299.07 $46,810.47
12 $46,810.47 $292.57 $300.94 $46,509.53
13 $46,509.53 $290.68 $302.82 $46,206.70
14 $46,206.70 $288.79 $304.72 $45,901.99
15 $45,901.99 $286.89 $306.62 $45,595.37
16 $45,595.37 $284.97 $308.54 $45,286.83
17 $45,286.83 $283.04 $310.47 $44,976.36
18 $44,976.36 $281.10 $312.41 $44,663.96
19 $44,663.96 $279.15 $314.36 $44,349.60
20 $44,349.60 $277.18 $316.32 $44,033.27
21 $44,033.27 $275.21 $318.30 $43,714.97
22 $43,714.97 $273.22 $320.29 $43,394.68
23 $43,394.68 $271.22 $322.29 $43,072.39
24 $43,072.39 $269.20 $324.31 $42,748.08
25 $42,748.08 $267.18 $326.33 $42,421.75
26 $42,421.75 $265.14 $328.37 $42,093.38
27 $42,093.38 $263.08 $330.43 $41,762.95
28 $41,762.95 $261.02 $332.49 $41,430.46
29 $41,430.46 $258.94 $334.57 $41,095.89
30 $41,095.89 $256.85 $336.66 $40,759.23
31 $40,759.23 $254.75 $338.76 $40,420.47
32 $40,420.47 $252.63 $340.88 $40,079.59
33 $40,079.59 $250.50 $343.01 $39,736.58
34 $39,736.58 $248.35 $345.16 $39,391.42
35 $39,391.42 $246.20 $347.31 $39,044.11
36 $39,044.11 $244.03 $349.48 $38,694.63
37 $38,694.63 $241.84 $351.67 $38,342.96
38 $38,342.96 $239.64 $353.87 $37,989.09
39 $37,989.09 $237.43 $356.08 $37,633.02
40 $37,633.02 $235.21 $358.30 $37,274.71
41 $37,274.71 $232.97 $360.54 $36,914.17
42 $36,914.17 $230.71 $362.80 $36,551.38
43 $36,551.38 $228.45 $365.06 $36,186.31
44 $36,186.31 $226.16 $367.34 $35,818.97
45 $35,818.97 $223.87 $369.64 $35,449.33
46 $35,449.33 $221.56 $371.95 $35,077.38
47 $35,077.38 $219.23 $374.28 $34,703.10
48 $34,703.10 $216.89 $376.61 $34,326.49
49 $34,326.49 $214.54 $378.97 $33,947.52
50 $33,947.52 $212.17 $381.34 $33,566.18
51 $33,566.18 $209.79 $383.72 $33,182.46
52 $33,182.46 $207.39 $386.12 $32,796.34
53 $32,796.34 $204.98 $388.53 $32,407.81
54 $32,407.81 $202.55 $390.96 $32,016.85
55 $32,016.85 $200.11 $393.40 $31,623.45
56 $31,623.45 $197.65 $395.86 $31,227.59
57 $31,227.59 $195.17 $398.34 $30,829.25
58 $30,829.25 $192.68 $400.83 $30,428.43
59 $30,428.43 $190.18 $403.33 $30,025.09
60 $30,025.09 $187.66 $405.85 $29,619.24
61 $29,619.24 $185.12 $408.39 $29,210.85
62 $29,210.85 $182.57 $410.94 $28,799.91
63 $28,799.91 $180.00 $413.51 $28,386.40
64 $28,386.40 $177.42 $416.09 $27,970.31
65 $27,970.31 $174.81 $418.69 $27,551.61
66 $27,551.61 $172.20 $421.31 $27,130.30
67 $27,130.30 $169.56 $423.94 $26,706.36
68 $26,706.36 $166.91 $426.59 $26,279.76
69 $26,279.76 $164.25 $429.26 $25,850.50
70 $25,850.50 $161.57 $431.94 $25,418.56
71 $25,418.56 $158.87 $434.64 $24,983.92
72 $24,983.92 $156.15 $437.36 $24,546.56
73 $24,546.56 $153.42 $440.09 $24,106.47
74 $24,106.47 $150.67 $442.84 $23,663.62
75 $23,663.62 $147.90 $445.61 $23,218.01
76 $23,218.01 $145.11 $448.40 $22,769.62
77 $22,769.62 $142.31 $451.20 $22,318.42
78 $22,318.42 $139.49 $454.02 $21,864.40
79 $21,864.40 $136.65 $456.86 $21,407.54
80 $21,407.54 $133.80 $459.71 $20,947.83
81 $20,947.83 $130.92 $462.58 $20,485.24
82 $20,485.24 $128.03 $465.48 $20,019.77
83 $20,019.77 $125.12 $468.39 $19,551.38
84 $19,551.38 $122.20 $471.31 $19,080.07
85 $19,080.07 $119.25 $474.26 $18,605.81
86 $18,605.81 $116.29 $477.22 $18,128.59
87 $18,128.59 $113.30 $480.21 $17,648.38
88 $17,648.38 $110.30 $483.21 $17,165.18
89 $17,165.18 $107.28 $486.23 $16,678.95
90 $16,678.95 $104.24 $489.27 $16,189.69
91 $16,189.69 $101.19 $492.32 $15,697.36
92 $15,697.36 $98.11 $495.40 $15,201.96
93 $15,201.96 $95.01 $498.50 $14,703.47
94 $14,703.47 $91.90 $501.61 $14,201.85
95 $14,201.85 $88.76 $504.75 $13,697.11
96 $13,697.11 $85.61 $507.90 $13,189.20
97 $13,189.20 $82.43 $511.08 $12,678.13
98 $12,678.13 $79.24 $514.27 $12,163.86
99 $12,163.86 $76.02 $517.48 $11,646.37
100 $11,646.37 $72.79 $520.72 $11,125.65
101 $11,125.65 $69.54 $523.97 $10,601.68
102 $10,601.68 $66.26 $527.25 $10,074.43
103 $10,074.43 $62.97 $530.54 $9,543.89
104 $9,543.89 $59.65 $533.86 $9,010.03
105 $9,010.03 $56.31 $537.20 $8,472.83
106 $8,472.83 $52.96 $540.55 $7,932.28
107 $7,932.28 $49.58 $543.93 $7,388.35
108 $7,388.35 $46.18 $547.33 $6,841.02
109 $6,841.02 $42.76 $550.75 $6,290.26
110 $6,290.26 $39.31 $554.19 $5,736.07
111 $5,736.07 $35.85 $557.66 $5,178.41
112 $5,178.41 $32.37 $561.14 $4,617.27
113 $4,617.27 $28.86 $564.65 $4,052.62
114 $4,052.62 $25.33 $568.18 $3,484.44
115 $3,484.44 $21.78 $571.73 $2,912.70
116 $2,912.70 $18.20 $575.30 $2,337.40
117 $2,337.40 $14.61 $578.90 $1,758.50
118 $1,758.50 $10.99 $582.52 $1,175.98
119 $1,175.98 $7.35 $586.16 $589.82
120 $589.82 $3.69 $589.82 $0.00

What is an Online Business Loan Calculator?

An Online Business Loan Calculator is a tool that helps business owners estimate the monthly payment, total interest, and overall cost of a business loan. By inputting the loan amount, interest rate, and repayment term, users can get a clear picture of how much they will need to pay and manage their finances effectively.


How to Use an Online Business Loan Calculator?

  1. Enter the Loan Amount:

    • Specify the total amount of money you intend to borrow.
  2. Provide the Interest Rate:

    • Input the annual interest rate associated with the loan.
  3. Choose the Loan Term:

    • Select the repayment period in months or years.
  4. Include Additional Details (Optional):

    • Some calculators allow for advanced inputs like fees, balloon payments, or prepayments.
  5. Click Calculate:

    • The calculator will generate key details such as monthly payment, total interest, and total cost of the loan.
  6. Review the Results:

    • Use the results to assess affordability and plan your repayment strategy.

Frequently Asked Questions-

  1. What information do I need to use a Business Loan Calculator?

    • You need the loan amount, interest rate, and loan term. Advanced calculators may require additional details like fees or payment structures.
  2. Can a Business Loan Calculator determine if I qualify for a loan?

    • No, the calculator estimates costs and payments but does not assess creditworthiness or loan eligibility.
  3. Does a Business Loan Calculator include additional fees?

    • Some calculators allow you to input extra fees like origination fees or closing costs to provide a more accurate estimate.
  4. Can I use a Business Loan Calculator for variable interest rates?

    • Most calculators are designed for fixed-rate loans. For variable rates, you may need to manually adjust the inputs based on projected rate changes.
  5. How does a Business Loan Calculator help my business?

    • It helps you understand the financial impact of a loan, compare different loan options, and plan your budget effectively to avoid overextending your resources.

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