Loan details
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Purchase price of the property.
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FHA minimum is typically 3.5% with qualifying credit.
Common FHA terms: 15 or 30 years.
Annual percentage rate for the loan.
Used to label amortization dates (optional).

FHA mortgage insurance & escrow
%
Typically 1.75% of base loan amount.
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Annual mortgage insurance premium (varies by LTV/term).
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Estimated yearly property taxes for escrow.
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Estimated yearly homeowner’s insurance for escrow.
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If applicable.
If checked, UFMIP is added to the loan amount.
FHA payments include principal & interest (P&I), annual MIP (paid monthly), and usually escrow for taxes and insurance. This tool estimates all components.

Results

Base loan amount
LTV: —
Total monthly (all-in)
P&I: —
Monthly MIP
Annual MIP: —
Upfront MIP
Financed: —
Amortization schedule for P&I and MIP components. First 12 months shown; download CSV for full schedule.
# Date Payment (Total) P&I MIP Escrow Balance
No data yet. Enter details and calculate.
Calculations are estimates for informational purposes. FHA premiums and rules vary by loan amount, term, and LTV—confirm with your lender.